If you receive a demand for payment of a debt it should not be ignored
Do not make payments to debts older than six years or acknowledge these debts in writing prior to seeking legal advice
Negotiating down payments on your behalf that are affordable, suiting your financial situaton
Disputing claimed amounts
Acting swiftly once a letter of demand is received can curb interest and unnecessary legal costs – court proceeding can be time consuming and expensive
Maintaining a good credit record and limiting harassment by debt collectors
Once legal proceedings have commenced strict formal procedures and timelines apply – it is advisable to urgently seek legal advice
